Privacy Policy

Last Updated: August 31, 2026

Spark Advisory LLC ("us", "we", or "our") operates the https://sparkadvisory.llc website (the "Service").

**Who this applies to.** Our services are intended for customers in the United States.

This page informs you of our policies regarding the collection, use, and disclosure of personal data when you use our Service and the choices you have associated with that data.

We use your data to provide and improve the Service. By using the Service, you agree to the collection and use of information in accordance with this policy. Unless otherwise defined in this Privacy Policy, terms used in this Privacy Policy have the same meanings as in our Terms and Conditions, accessible from https://sparkadvisory.llc.

Definitions

**Service**
Service is the https://sparkadvisory.llc website operated by Spark Advisory LLC.

**Service Providers**
Service Providers are third-party companies or individuals who assist us in operating, developing and maintaining the Service and may include those companies or individuals who assist Us in analyzing how the Service is used.

**Personal Data**
Personal Data means data about a living individual who can be identified from those data (or from those and other information either in our possession or likely to come into our possession).

**Usage Data**
Usage Data is data collected automatically either generated by the use of the Service or from the Service infrastructure itself (for example, the duration of a page visit).

**Cookies**
Cookies are small pieces of data stored on your device (computer or mobile device).

**Data Controller**
Data Controller means the natural or legal person who (either alone or jointly or in common with other persons) determines the purposes for which and the manner in which any personal information are, or are to be, processed.

For the purpose of this Privacy Policy, we are a Data Controller of your Personal Data.

**Data Processors (or Service Providers)**
Data Processor (or Service Provider) means any natural or legal person who processes the data on behalf of the Data Controller.

We may use the services of various Service Providers in order to process your data more effectively.

**Data Subject (or User)**
Data Subject is any living individual who is using our Service and is the subject of Personal Data.

Information Collection And Use

We collect several different types of information for various purposes to provide and improve our Service to you.

Types of Data Collected

Personal Data

While using our Service, we may ask you to provide us with certain personally identifiable information that can be used to contact or identify you ("Personal Data"). Personally identifiable information may include, but is not limited to:

- Email address
- First and last name
- IP address, browser type and browser version
- The date and time of your purchase, and the web address of the page you purchased from
- The exact terms you agreed to at the time of purchase, including the version and a cryptographic fingerprint of that document, and the wording of the agreement you accepted
- The amount and currency of your purchase
- Identifiers assigned to you by our payment processor
- A website account, if you purchase hosting
- Single-use, expiring sign-in links, stored in a form we cannot reverse
- Cookies and Usage Data

We may use your Personal Data to contact you with newsletters, marketing or promotional materials and other information that may be of interest to you. You may opt out of receiving any, or all, of these communications from us by following the unsubscribe link or instructions provided in any email we send.

Usage Data

We may also collect information how the Service is accessed and used ("Usage Data"). This Usage Data may include information such as your computer's Internet Protocol address (e.g. IP address), browser type, browser version, the pages of our Service that you visit, the time and date of your visit, the time spent on those pages, unique device identifiers and other diagnostic data.

Location Data

We may use and store information about your location if you give us permission to do so ("Location Data"). We use this data to provide features of our Service, to improve and customize our Service.

You can enable or disable location services when you use our Service at any time, through your device settings.

Tracking & Cookies Data

We use cookies and similar tracking technologies to track the activity on our Service and hold certain information.

Cookies are files with small amount of data which may include an anonymous unique identifier. Cookies are sent to your browser from a website and stored on your device. Tracking technologies also used are beacons, tags, and scripts to collect and track information and to improve and analyze our Service.

You can instruct your browser to refuse all cookies or to indicate when a cookie is being sent. However, if you do not accept cookies, you may not be able to use some portions of our Service.

Examples of cookies used on this site:

- **Session cookies**, used to operate the Service.
- **Preference cookies**, used to remember your settings.
- **Security cookies**, used for security purposes.
- **Payment fraud-prevention cookies.** Our payment processor, Stripe, loads its own code on our checkout, cancellation and account pages and sets cookies named `__stripe_mid` and `__stripe_sid` for fraud detection. These are set **when the page loads, whether or not you start or complete a payment** — so if you visit our checkout page and leave without buying anything, Stripe has still collected information about that visit.

Payments

When you purchase from us, we collect your name, email address, IP address, browser information, and the date and time of your purchase, together with a record of the terms you agreed to.

**Card details never reach our servers.** Your card information is sent directly from your browser to our payment processor, Stripe, and is processed under Stripe's own privacy policy. We never see, store, or transmit your card number.

Stripe also receives your name, email address, IP address, billing address, and information about your device and browser, which it uses to process the payment and to detect fraud.

We keep a record of every purchase and of the terms you agreed to at the time. See "Retention of Data" below for how long.

Use of Data

Sparkadvisory.llc uses the collected data for various purposes:

- To provide and maintain our Service.
- To notify you about changes to our Service.
- To allow you to participate in interactive features of our Service when you choose to do so.
- To provide customer support.
- To gather analysis or valuable information so that we can improve our Service.
- To monitor the usage of our Service.
- To detect, prevent and address technical issues.
- To provide you with news, special offers and general information about other goods, services and events which we offer that are similar to those that you have already purchased or inquired about, unless you have opted not to receive such information.

We never sell your personal information. We share information with the following service providers, who receive only what they need to perform their function and may not use it for anything else:

- **Stripe** — payment processing and fraud prevention. Receives your name, email address, IP address, billing address, card details, and information about your device and browser.
- **Resend** — transactional email. Receives your email address and the contents of messages we send you, such as receipts, billing notices, and account access links.
- **Google Analytics** — website analytics, as described below.

Other providers may be exposed to some of your information in the course of services such as accounting, technical support and marketing.

Retention of Data

**Purchase and consent records are kept indefinitely.** When you buy from us, we permanently retain the record of that purchase and of the terms you agreed to — your name, email address, IP address, browser information, the date and time, the agreement you accepted, and the amount. We keep these as the record of the transaction between us, and we rely on them to resolve billing disputes, chargebacks and any question about what was agreed. We do not delete them on request. See "Your Rights Over Your Information" below.

Other information is kept only as long as needed for the purpose it was collected for, or as required by law. Short-lived technical data — such as the counters we use to rate-limit our forms, temporary checkout state, and expiring sign-in links — is discarded automatically, usually within minutes or hours.

Transfer Of Data

Your information, including Personal Data, may be transferred to — and maintained on — computers located outside of your state, province, country or other governmental jurisdiction where the data protection laws may differ than those from your jurisdiction.

Your consent to this Privacy Policy followed by your submission of such information represents your agreement to that transfer.

Sparkadvisory.llc will take all steps reasonably necessary to ensure that your data is treated securely and in accordance with this Privacy Policy and no transfer of your Personal Data will take place to an organization or a country unless there are adequate controls in place including the security of your data and other personal information.

Disclosure Of Data

Disclosure for Law Enforcement

Under certain circumstances, Sparkadvisory.llc may be required to disclose your Personal Data if required to do so by law or in response to valid requests by public authorities (e.g. a court or a government agency).

Legal Requirements

Sparkadvisory.llc may disclose your Personal Data in the good faith belief that such action is necessary to:

- To comply with a legal obligation
- To protect and defend the rights or property of Sparkadvisory.llc
- To prevent or investigate possible wrongdoing in connection with the Service
- To protect the personal safety of users of the Service or the public
- To protect against legal liability

Security Of Data

The security of your data is important to us, but remember that no method of transmission over the Internet, or method of electronic storage is 100% secure. While we strive to use commercially acceptable means to protect your Personal Data, we cannot guarantee its absolute security. To help maintain your anonymity, we recommend the use of a VPN.

"Do Not Track" Signals

We support Do Not Track ("DNT"). Do Not Track is a preference you can set in your web browser to inform websites that you do not want to be tracked.

You can enable or disable Do Not Track by visiting the Preferences or Settings page of your web browser.

Your Rights Over Your Information

You may ask us to:

- **Tell you what we hold about you.**
- **Correct** information that is inaccurate or incomplete.
- **Provide a copy** of your information in a commonly used format.

To make any of these requests, contact us using the link at the end of this policy. We may ask you to verify your identity first.

**What we keep, and we want to be plain about it.** We retain purchase and consent records permanently. These are the record of a completed transaction and of the terms you agreed to at the time, and we rely on them to resolve billing disputes and chargebacks. We do not delete them on request, and we will tell you if that is why we have refused a request.

**We never sell your personal information.**

Analytics

We may use third-party Service Providers to monitor and analyze the use of our Service.

Google Analytics

Google Analytics is a web analytics service offered by Google that tracks and reports website traffic. Google uses the data collected to track and monitor the use of our Service. This data is shared with other Google services. Google may use the collected data to contextualize and personalize the ads of its own advertising network. We recommend opting out of this.

You can opt-out of having your activity on the Service available to Google Analytics by installing the Google Analytics opt-out browser add-on. The add-on prevents the Google Analytics JavaScript (ga.js, analytics.js, and dc.js) from sharing information with Google Analytics about visits activity.

For more information on the privacy practices of Google, please visit the Google Privacy & Terms web page: http://www.google.com/intl/en/policies/privacy/

Links To Other Sites

Our Service may contain links to other sites that are not operated by us. If you click on a third party link, you will be directed to that third party's site. We strongly advise you to review the Privacy Policy of every site you visit.

We have no control over and assume no responsibility for the content, privacy policies or practices of any third party sites or services.

Children's Privacy

Our Service does not address anyone under the age of 18 ("Children").

We do not knowingly collect personally identifiable information from anyone under the age of 18. If you are a parent or guardian and you are aware that your Children has provided us with Personal Data, please contact us. If we become aware that we have collected Personal Data from children without verification of parental consent, we take steps to remove that information from our servers.

Changes To This Privacy Policy

We may update our Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page.

We will let you know via email and/or a prominent notice on our Service, prior to the change becoming effective and update the "effective date" at the top of this Privacy Policy.

You are advised to review this Privacy Policy periodically for any changes. Changes to this Privacy Policy are effective when they are posted on this page.

Contact Us

If you have any questions about this Privacy Policy, please contact us:

By visiting this page on our website: https://sparkadvisory.llc/contact-us/